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Postcode Check results for PL27 7LW
Most postcode based data is used by marketing people. It influences junk mail, can be a component of your credit score, and can even be used to help supermarkets decide where to site a new store.
When trying to categorise postcodes within only 50 or so standard types, inevitably not all aspects are always correct, but you’ll get a general idea. Don’t forget to read any resident’s feedback on the accuracy of the data. If you would like to search a different postcode, click here.
Financial Risk
By using public databases such as the Register of Court Judgments and insolvency records, and combining it with census data and ‘lifestyle’ information collected from questionnaires, the financial risk of a postcode can be measured.
Based on information held on the Cameo database, the average credit score for this postcode, within a range of 0-1000, and where the average is 750, is:
875
This score can then be converted to an average credit rating for the postcode, within a range of 1-5 stars, and where the average is 3 stars, which gives a result of:
This affects your own credit score if either your credit file is ‘thin’ or if the lender you are using is small, new-to-market or not able to see full credit files. You can check your own personal credit score and compare it to your postcode based score for free by clicking here.
Families in PL27 7LW
In this section we compare information from two commercially available geodemographic databases, Cameo and Censation. There are several similar databases and as you will see, each describes a postcode differently, as each uses different sources to classify your postcode.
Typical Credit Card issued in PL27 7LW
Taking into account the inferred credit rating of this postcode, a card which is likely to be issued here is...
Tesco Clubcard Credit Card
APR: 16.9%
Use our FREE service to increase your chances of being accepted to around 85%.
Social Classifications
Your "social class" or "socio-economic grouping" tends to be based on occupation and is a very broad measure.
The social class of residents of
| A | Typically, social classification A includes professionals such as doctors, lawyers and dentists, chartered architects and engineers. Individuals with a large degree of responsibility such as senior executives and senior managers, higher grade civil servants and higher ranks of the armed services. |
| B | Social classification B is made up of university lecturers, heads of local government departments, executive officers of the civil service, middle managers, qualified scientists, bank managers, police inspectors and senior ranks of the armed services. |
| C¹ | Typically, social classification C1 includes nurses, technicians, pharmacists, salesmen, publicans, clerical workers , clerical officers within the civil service, police sergeants and constables and senior non commissioned officers within the armed services. |
| C² | Social classification C2 comprises skilled manual workers who have served apprenticeships; foremen, manual workers with special qualifications such as long distance lorry drivers, security officers and other non commissioned officers within the armed services. |
| D | Typically, social classification D includes semi-skilled and unskilled manual workers, including labourers and people serving apprenticeships; clerical assistants in the civil service, machine minders, farm labourers, laboratory assistants, postmen and all other members of the armed services. |
| E | Social classification E is made up of Pensioners, casual workers, long term unemployed people, and others with relatively low or fixed levels of income. |
Jobs in PL27 7LW
Here we show the types of job of people who live in the classification which best matches your postcode. This is taken from geodemographic data and because there are only around 50 or so postcode classifications for all postcodes, the results here match the classification rather than the postcode, so the descriptions may not be entirely correct.
Would you be worried if your employer saw your Credit Report?
Do you work for a company regulated by the Financial Services Authority (FSA) such as a Bank, Insurer or Financial Services company?
By law, your employer must check your credit report regularly - if you are found to be insolvent or subject to court action, even in error, you could lose your job.
Property in PL27 7LW
We highlight here the typical type of housing for the postcode classification taken from two of the commercially available geodemographic databases, so again, this may not exactly match the exact type that exists in your postcode.
Identity Theft in PL27 7LW
Based on information in the Cameo profile, many people in PL27 7LW travel to work by car or motorbike.
A driving licence is a valuable document for an identity thief, so it is important that you don't carry it with you unless it's needed, and that you store it in a secure location at home.
House prices
Each time a house is sold, its sale price is reported centrally and each quarter, the number and average prices by postcode are published. You can see the results here. If there are only a few sales, the average price might not match up with what you expect to see.
The average sale price in the last 12 months for property in PL27 7LW and the immediate surrounding area is shown below, broken down by the type of house sold.
| Detached | £237,567 (12 Sold) |
|---|---|
| Semi-Detached | £200,832 (13 Sold) |
| Terraced | £199,464 (7 Sold) |
| Flats/Maisonettes | No Sales |
How have these prices changed in the last 12 months?
In the last 12 months, average prices have changed in this area as follows:
We can only provide price increases if sufficient sales have taken place during the past year. The houses sold may not always be typical of all houses in the area.
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to sell your home
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Lifestyle in PL27 7LW
Derived from census and survey results, this section gives some broad indicators of how the residents of this postcode live.
Broadband Availability at the Exchange
Broadband is available at your exchange and can be obtained from the following companies:
BT Broadband
Monthly Fee: £7.78 for 3 months, then £15.65
Monthly Usage Limit: 10GB
Contract Length: 18 months
Modem: Free
Bethere Value
Monthly Fee: £6.75
Monthly Usage Limit: Unlimited
Contract Length: 12 months
Modem: Free (Wireless Internet)
Sky Broadband
Monthly Fee: Free (with Sky Talk package), otherwise £5
Monthly Usage Limit: 2GB
Contract Length: 12 months
Modem: Free wireless modem
Plusnet
Monthly Fee: £5.99
Monthly Usage Limit: 10GB
Contract Length: 12 months
Modem: Free
Orange Broadband
Monthly Fee: £9.79(free if on Orange pay monthly plan)
Monthly Usage Limit: 10GB
Contract Length: 18 months
Modem:Yes, wireless
O2 Broadband
Monthly fee - £7.34 a month for O2 customers, and £12.23 a month for all other customers.
Monthly usage limit - Unlimited
Contract Length - 12 months
Modem - free
Your Feedback
Although house prices are taken from actual sales and financial risk is based on actual numbers of judgments and insolvencies, most other data shown here is based on broad postcode classifications, so inevitably will not be fully accurate.
Please add your comments so others can be better informed and to enable us to let the database owner know that a revision is needed at the next annual update.
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