Default
A default can happen if you miss lots of payments in a row. It’s a serious negative marker on your report – and will affect your chances of getting credit.
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What is a default on a credit report?
Learn what a default on a credit report is, the impact it can have on your applications for new credit, and the steps to take if you have one.
Find out how long defaults stay on a credit file and the effect it can have
Wondering how long defaults stay on your credit file? Learn the timeline and steps to improve your credit score.