Payment holiday
A payment holiday is a feature offered by some loans and mortgages that allows you to miss the occasional monthly payments agreed in advance. It’s always worth checking with your lender if this will affect your credit report.
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Does a mortgage holiday affect your credit rating?
Does a mortgage holiday affect your credit rating? Can it impact your ability to borrow? And what are the alternatives? Here, we explain all.
The Pros and Cons of an Interest-only Mortgage Holiday
Can you take an interest-only mortgage holiday, and will it affect your credit score? Here’s what you need to know.