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Smiling man with dark hair and a blue shirt.Credit Score

Why has my credit score gone down when I haven’t missed any payments?

Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.

Cartoon stethoscope and wallet on a bright orange background.Payments & Borrowing

The impact of the cost-of-living crisis on credit scores

Learn how the cost-of-living crisis could impact your credit score and what you can do if you're facing financial issues.

A white credit card on a plum red background.Credit

How does Clearpay work?

Chances are you’ve seen the turquoise Clearpay logo when you hit the checkout – but how does it work, and will it affect your credit score?

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Can I use my credit card abroad?

If you're wondering if you can use your credit card abroad, the answer is yes. Learn how it works and what you need to know before you go.

A white question mark on a plum red background.Credit Report

Does rent appear on my credit report?

Rent payments typically don't appear on credit reports automatically. Learn how you could add them and the ways they could affect your credit score.

A black question mark on a taupe brown background.Credit Score

Understanding credit health: reports and scores

Learn what credit health means, how it could impact your financial goals, and why regular credit report checks are important.

A plum coloured pound sign with a white circular background with a plum backdrop.Credit Score

What is a good credit score?

Uncover what each credit reference agency considers a ‘good’ credit score, how to get one, and the benefits of having one.

A black location pin on a pink background.Payments & Borrowing

Can you pay rent with a credit card?

If your landlord is willing, you can pay your rent with a credit card. Learn more about the potential benefits and drawbacks of doing so.

A white house on a green background.Mortgage

Is it better to rent or buy a house in the UK?

Learn more about the costs involved, potential advantages, and disadvantages of buying and renting.

Black circle with a British pound sign in the middle on mint green background.Credit

How does Klarna work in the UK?

With new rules coming into place for Buy Now, Pay Later (BNPL) services, you may be wondering how it works – and if it’ll affect your credit score.

Black circle with a British pound sign in the middle on mint green background.Credit

Does Klarna affect your credit score?

Does Klarna affect your credit score? Find out how Klarna's payment plans are reported and what you can do to protect your credit rating.

Black, bold question mark icon on mint green background.Credit Score

Good credit score but declined a phone contract? Here’s why

Discover potential reasons for rejection and how to improve your chances with Checkmyfile.

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