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A pound symbol within a black circle on a light orange background.Affordability

From Freddos to fish and chips: The impact of inflation on the UK’s most beloved treats

Our calculator reveals how much more Brits are paying for the same treats in 2026, and what they might be paying in the next 15 years.

A white silhouette of a person on a dark green background.Credit Score

Does being self employed affect credit score?

Does being self-employed affect your credit score? Learn how lenders assess credit health and how to improve it.

Cartoon stethoscope and wallet on a light amber background.Credit card

Does closing a credit card affect your credit score?

Could closing a credit card negatively impact your credit score? Let’s find out.

Loans

How much does a guarantor need to earn in the UK?

Want to understand the role of a guarantor? From how much a guarantor needs to earn, to their rights and responsibilities, here are the key facts.

Solid black house icon on a sky blue background.Mortgage

Whose Credit Score is Used on a Joint Mortgage?

If you’re looking to buy a home with someone else, you may be wondering how your credit scores will impact your mortgage. Let’s look at the details.

Man in a blue t-shirt stood holding a large moving box.Mortgage

Does a Mortgage In Principle affect your credit score?

Learn how a Mortgage In Principle impacts your credit score, whether a credit check is needed, and why it matters. Get the facts today.

Smiling man with dark hair and a blue shirt.Credit Score

Why has my credit score gone down when I haven’t missed any payments?

Wondering why your credit score dropped without missed payments? Explore common reasons like credit utilisation, hard searches, and balance changes.

Bold black tick icon on a mint green background.Credit card

How much is the credit card minimum payment?

Find out how credit card issuers calculate the minimum payment, where to check it, and the effects of only paying the minimum.

Cartoon stack of papers with cartoon credit card and pound signs on a light beige background.Credit card

Can you apply for more than one credit card?

Can you apply for more than one credit card or have multiple credit cards in your name? Here’s what you need to consider.

Black downward pointing arrow symbol on an orange background.Credit Score

Why has my credit score gone down? 14 reasons

Wondering why your credit score dropped? Discover 14 common reasons for a lower credit score and learn tips to help improve it.

Male student wearing a blue shirt and carrying a bag.Credit Score

Does your student loan affect your credit score?

Student loans differ from other types of borrowing. Learn how they could impact future credit applications and what appears on your credit report.

Woman with short hair and glasses, stood with arms folded in front of some desks.Bank account

How does closing a bank account affect your credit score?

Read on to find out what you should do before closing a bank account and the impact it can have.

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